Applied research in AI and financial infrastructure

The applied AI lab for regulated finance.

Social Protocol Labs places specific, falsifiable bets on where AI and financial infrastructure are going, then builds working systems with banks to test them. What survives becomes the frameworks our clients deploy. Our founder led Visa’s Open VisaNet and its FedNow pilot.

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What We Do

Executive Advisory

AI strategy briefings, governance frameworks, and implementation advisory for regional bank leadership.

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Working Systems

Six falsifiable bets in payment operations, agent infrastructure, and programmable money. Running them informs the advisory work.

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Method

We name the landscape precisely, place specific bets, and build working systems with design partners to see which hold.

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The gap is the work.

The hard problems sit between what AI can do and what an institution can defensibly ship. Most AI is built for tech companies and retrofitted for banks. We build for examiners, model risk committees, and audit trails from the first commit.

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Ask about AI strategy, agent-initiated payments, or regulation. We respond within 24 hours.

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