Insights
Perspectives on AI, payments, and financial infrastructure. From someone who has built and operated these systems.
- May 2026
Twelve Questions CFOs Should Ask About AI Spending
This review helps a chief financial officer connect AI spending to returns, controls, data quality, security, and operating decisions.
- April 2026
Why AI Agents Need a Simulation Layer
AI agents can call tools, but they cannot reliably predict the effects. A simulation layer lets an agent rehearse an action before a system commits it.
- April 2026
How We Adapted Simula for Compliance Scenarios
Synthetic compliance data must be reproducible, auditable, and useful for stress tests. We adapted the Simula framework to meet those requirements.
- February 2026
What Banks Need for Agent-Initiated Payments
Visa, Google, and Mastercard have introduced protocols for agent-initiated payments. Banks now need controls that identify agents, authorize transactions, and preserve an audit trail.
- January 2026
What Banks Need to Implement the GENIUS Act
The GENIUS Act gives banks a path to issue payment stablecoins. Banks still need operating controls, compliant infrastructure, and tested payment workflows.
- December 2025
Why Banks Disable AI Features Before Production
A successful pilot does not prove that an AI system is ready for production. Banks need controls that make model risk clear to compliance teams and examiners.